SMUD & Portland General Electric

Know what
you’re paying
for.

Your electricity bill has a story.
The hours you use. The plan you’re on.
The charges in the small print.

Free to use. No account. Your usage stays with you.

From the rate deskFig. 01 / Same usage, two plans
Educational bill comparison

One month.
Two ways to pay.

SMUD
CA
Period
June 2026
Electricity used
720 kWh
Time-of-Day$176.19

Price changes with the hour

Fixed Rate$198.68

Same energy price throughout the day

$22.49 between plans.
The timing makes the difference here.

Includes energy, the fixed charge, state surcharge and Sacramento city tax. Synthetic usage: 1 kWh every hour; ordinary service conditions confirmed.

Your own pattern can change the answer.
Follow the example, line by line ↗

Find your starting point

The name
on your bill.

Compare plans within the utility that serves your home.

Worth understanding

There’s more to a bill
than the price of a kWh.

A guide to reading your bill
01

The hours

On a time-of-day plan, running the same appliance at a different hour can change its cost. Your measured usage tells us when the electricity was used.

02

The other charges

Fixed charges, adjustments, credits and local taxes belong in the calculation. Every included amount comes with its rate and source.

03

Your circumstances

Your meter, enrollment and service conditions affect which plans apply. If an important charge is unknown, the estimate stays visibly partial.

At your own pace

A clear view.
Then a decision.

Start with the published rate. Bring your own usage when you’re ready.

  1. 01

    Get to know your rate

    Read the prices, time windows and conditions in one place, with the official documents close at hand.

    Open the rate directory →
  2. 02

    Work through your numbers

    Import a usage CSV or explore a labeled example. Review the dates and charges before comparing eligible plans.

    Open your calculation →
  3. 03

    Keep the explanation

    Inspect the arithmetic, save a project on your device or print the calculation with its assumptions and sources.

    Read the methodology →